When it comes to Life Insurance, the American consumer “wants to have their cake and eat it too“. They want to pay Term premiums but they want it to last forever. Once I had an attorney that was questioning me as to which was better, Term or Permanent Life Insurance. I asked “how long do you want the coverage to be in force“? He paused and contemplated then with the response of “until I die“, I suggest Permanent Life insurance. The intial comparison of Term Premium to Permanent Premium it causes most people to really have to “dig deeeper” to understand the merits of locking in a Lifetime Premium.
Having been in the business for 30 years, nothing compares to Life Time Guarantee UL when it comes to providing a Guaranteed Premium and Guaranteed Death Benefit to Age 100 or beyond.
We are Not talking about the Old Universal Life. We are Not talking about the Old Kind, but the New Kind – Guaranteed No Lapse UL.
Ever considered having a Term Policy that would last not just 30 years but perhaps 40, 50 or even 60 years? Then you need to look at Life Time Guaranteed UL.
Don’t just look at the premium. Look at the Tax Free Death Benefit that will be paid some day, even if you are 95 or 105.
Don’t take my word for it, Do the Math !!!
