You don’t think about life insurance. Why? Well, likely the impact of loss is just not real to you. You go about your daily routine and never really spend time contemplating how devastating your demise would be to your family. Certainly, emotionally and psychologically. Yes, no doubt financially. However, your family is resilient and one of great faith. That in itself is a great attribute, but does it have to be as hard as it will be without the financial means that you could take care of right now?
You can see in your mind’s eye the reality of the loss of your car. Plus, the law says you must at least have liability insurance. You can see your house on fire, so you buy homeowner’s insurance. Also, the mortgage company requires you to have it.
When it comes to life insurance, I think you must almost have an out of body experience seeing yourself laying in the casket as you look down and ask yourself will your family be alright financially. Did I do the planning and life insuring that I should have done.
If someone close to you dies and you experience what the family goes through, it does make you stop and evaluate your situation.
If you hold your baby for the first time and you think of all the things you want to provide for that child, you stop and think.
The reality of potential loss must be real to you personally, before you take the necessary action to protect your families future.
Can you see yourself dead?
