Regardless if you currently have a need for a New Health Insurance Policy or not, it will be to your benefit to be in tuned to what is referred to as “ObamaCare”. Regardless of your political preference this bill affects everyone.
Even if there is not an immediate or direct impact on your personally, we all know that life changes, so at least you will be somewhat prepared and have a point of reference as you need to seek solutions for your’s or a family members Health Insurance and Health Care needs.
I distinguish between Health Insurance and Health Care in general because so much has been addressed on Health Insurance but very little on Pharmaceuticals, Hospitals, Physicians and Consumers, as they all play a roll in what we call the “Health Care Crisis“. Personally, I do not market health insurance but a number of agents that sell life insurance through our agency also sell Health Insurance. These agents are professionals, and they know their “stuff”.
Below is a link from Insurance and Financial Advisors news, where a Health Pocket study states that Health Insurance plans may not be as price competitive as the Obama administration has touted. The article also gives rate examples of On-Exchange vs Off-Exchange Health Insurance Plans.
You will find this to be of interest:
http://ifawebnews.com/2013/09/13/some-off-exchange-health-plans-cheaper-than-state-exchange-plans/
